NevadaOverview
Nevada licenses producers and adjusters through the Nevada Division of Insurance, with applications and appointments filed electronically rather than through a state portal. Licenses run on a 3-year cycle instead of the more common 2-year pattern. Nevada folded its old Fraternal Agent and Associate Adjuster categories into the standard Producer and Adjuster license types effective January 1, 2020, and now licenses adjusters directly rather than relying on other states' credentials.
How to get licensed
Complete prelicensing education
Nevada requires 15 classroom hours of prelicensing instruction per major line (Life, Accident & Health, Property, Casualty, Personal Lines) under NAC 683A.221. The Division no longer requires course completions to be reported to it, except for the Bail line.
Register for and pass the licensing exam
Nevada uses Pearson VUE as its exam vendor.
Submit fingerprints
Nevada prefers LiveScan fingerprints from an approved Nevada vendor; ink cards are accepted only if you're out of state or a LiveScan submission comes back poor quality. Submit your application first, then use the Fingerprint Authorization Form the Division emails you. As of January 26, 2026, that form must include the confirmation or transaction number from your application. Budget about three weeks for the Nevada Department of Public Safety to process the background report.
Apply for your license
The fastest path is to apply through InsureTrek — we file your Nevada application for the state's $185 fee, pulled from NIPR at the moment of application. A $50 amendment fee applies if you need to change your application after submission.
Get appointed and start selling
Once your license is active, your sponsoring insurer files your appointment for a $15 fee. Insurers renew each appointment annually.
Prelicensing education
Life: 15 hours Accident and Health: 15 hours Property: 15 hours Casualty: 15 hours Personal Lines: 15 hours The Division no longer requires prelicensing course completions to be reported to it, except for the Bail line.
Exam
Vendor: Pearson VUE. Single-line exams (Life, Health, Property, Casualty, Property/Casualty Adjuster, Workers' Compensation Adjuster, Bail, Personal Lines, Exchange Enrollment Facilitator) cost $37 each; combined exams (Life/Health, Property/Casualty) cost $47. Same pricing whether you test at a Pearson VUE center or online via OnVUE.
Fingerprinting
Required. Nevada doesn't use one statewide vendor; the Division publishes a list of approved LiveScan providers across the state, each pricing its own service independently. Ink cards are accepted only for out-of-state applicants or a failed LiveScan capture. Background reports take about three weeks to process.
Fees
| Fee | Initial | Renewal |
|---|---|---|
| Resident producer license No separate renewal fee is published by NIPR or the Division; a late renewal adds a 50% penalty and a lapsed license reinstated within 12 months adds a 2x penalty, both under NRS 683A.261. | $185 | — |
| Non-resident producer license Same fee structure as the resident license. | $185 | — |
| License amendment (change after submission) | $50 | — |
| Business entity: Producer Firm, Independent Adjuster, or Public Adjuster | $185 | — |
| Business entity: Motor Club Agency | $138 | — |
| DRLP association (per designated responsible licensed producer) | $50 | — |
| Producer appointment (insurer-filed) Paid by the sponsoring insurer, not the producer. Insurers renew each appointment annually. | $15 | — |
Fees as of 2026-08-21. Fees change without much notice. When you apply through InsureTrek, we always use the current fee at the moment of application. Sources: NIPR - Nevada Resident Licensing (Individual), NIPR - Nevada Non-Resident Licensing (Individual), NIPR - Nevada Resident Licensing (Business Entity), NIPR - Nevada Non-Resident Licensing (Business Entity), Nevada Division of Insurance - Appointments and Terminations
Renewing an insurance license in Nevada
Renewal window — Nevada licenses renew every three years, expiring on the last day of the month three years after the month of issuance, and each later renewal follows that same three-year pattern from the prior renewal month (NRS 683A.261(10)).
Grace period: You can renew up to 30 days after the renewal date, but you'll owe a 50% penalty on top of the renewal fee (NRS 683A.261(3)). The license expires if no renewal request arrives by that 30-day mark (NRS 683A.261(4)). Within 12 months after the renewal date, you can still reinstate without retaking the exam by completing your CE and paying a penalty of double the renewal fee (NRS 683A.261(6)).
Nevada mails a courtesy renewal reminder about two months before your expiration date; confirm your specific expiration month against your license record before you renew.
30 total CE hours per renewal term, including 3 ethics hours.
Non-resident insurance license in Nevada
Nevada issues non-resident producer licenses through InsureTrek for the same $185 state fee residents pay, plus a $50 amendment fee if changes are needed after submission. Applicants must be 18 or older, show five years of unbroken employment history, and provide a business address; a PO box isn't accepted. You can't hold a Nevada resident license at the same time as a non-resident one. Residents of California who hold a California Motor Club license can't be licensed as a Motor Club agent in Nevada, due to a reciprocity restriction.
Apply for a non-resident Nevada license through InsureTrek, plus the state fee.
For the rules shared across states, see how non-resident insurance licenses work.
For agencies
Agencies, appointments & DRLP
Nevada requires a separate business entity license for $185 for a Producer Firm, Independent Adjuster, or Public Adjuster entity ($138 for a Motor Club Agency). Producer Firms, Independent Adjusters, and Public Adjusters must each name at least one Designated Responsible Licensed Producer (DRLP) who holds a matching active Nevada license, resident or non-resident, under NRS 683A.251(2)(b); a firm can use multiple DRLPs together to cover its full range of business. Surplus Lines Broker and Motor Club Agency entities don't require a DRLP. Associating a DRLP costs an additional $50, and amendments to a business entity filing are $50.
Insurers appoint producers as their agents under NRS 683A.321, filed electronically for a $15 fee (NRS 680B). Appointments are not permanent — insurers renew each one annually.
Appointments — Just-in-time appointments: Just-in-time: an insurer must file the notice of appointment within 15 days after the agency contract is executed or the producer's first application is submitted, whichever comes first (NRS 683A.321(2)). Deadlines: An insurer that terminates a producer must notify the Commissioner within 30 days of the termination's effective date (NRS 683A.331(1)) and mail the producer a copy of that notice within 15 days after notifying the Commissioner (NRS 683A.331(3)); certified mail is required when the termination cites disciplinary grounds under NRS 683A.451.
Managing DRLPs across states? See how InsureTrek handles it →
Official resources
- Nevada Division of Insurance — licensing
- DOI phone: 775-687-0700
Terms used on this page
Sources & disclaimer
This guide is informational and summarizes publicly available state and NIPR licensing rules as of 2026-09-06. Requirements change — verify current rules with the Nevada Division of Insurance or NIPR before you rely on anything here.
Official NIPR reseller · Applications filed through InsureTrek are submitted via NIPR.
- NAC Chapter 683A — accessed 2026-08-19
- Nevada Division of Insurance - Appointments and Terminations — accessed 2026-08-19
- Nevada Division of Insurance - Approved Fingerprint Vendors — accessed 2026-08-21
- Nevada Division of Insurance – Contact Us — accessed 2026-08-19
- Nevada Division of Insurance – Fingerprints and Background Reports — accessed 2026-08-19
- Nevada Division of Insurance – License Type — accessed 2026-08-19
- NIPR - Nevada Non-Resident Licensing (Business Entity) — accessed 2026-08-21
- NIPR - Nevada Resident Licensing (Business Entity) — accessed 2026-08-21
- NIPR – Nevada Non-Resident Licensing (Individual) — accessed 2026-08-19
- NIPR – Nevada Resident Licensing (Individual) — accessed 2026-08-19
- NRS 683A.261 — accessed 2026-08-21
- Pearson VUE - Nevada Insurance Candidate Handbook — accessed 2026-08-21