Nebraska
Nebraska insurance licensing: requirements, renewal, and agency rules
Nebraska licenses producers through the Nebraska Department of Insurance (NDOI) under the Insurance Producers Licensing Act, and applications, renewals, and appointments all route through NIPR rather than a state portal.
- Renewal cycle
- Every 2 years
- CE hours
- 24 hours (3 ethics)
- Application fee
- $50
- DOI phone
- 402-471-4913
Overview
Nebraska licenses producers through the Nebraska Department of Insurance (NDOI) under the Insurance Producers Licensing Act, and applications, renewals, and appointments all route through NIPR rather than a state portal. NDOI doesn't mail license copies — producers check status and print through the NAIC's State Based Systems license lookup. Renewal is tied to a birth-month rule with even/odd-year parity, an unusual variation on the typical birthday-cycle model. Nebraska is also narrower than most states on adjusters: it licenses public adjusters only, with no separate license for company or independent adjusters.
How to get licensed
Check whether prelicensing education applies to you
NDOI's application materials describe passing the licensing exam as the requirement for most producer lines and don't list a prelicensing coursework hour requirement. Confirm your line has no coursework prerequisite before you schedule your exam.
Register for and pass the licensing exam
Nebraska uses PSI as its exam vendor. Review the Candidate Information Bulletin before scheduling — most single-line exams cost $43, combined Property & Casualty or Life/A&H exams cost $47. Passing results are valid for 1 year, so apply for your license before they expire.
Apply for your license
The fastest path is to apply through InsureTrek — we file your Nebraska application for the state's $50 fee, pulled from NIPR at the moment of application. NDOI does not accept paper applications for standard producer licenses.
Wait for approval and check your license status
Exam results usually reach NDOI's system within 2-3 business days, and NDOI states most complete applications process within 3-5 business days after that. NDOI doesn't mail license copies — check status and print your license through the NAIC license lookup.
Exam
Vendor: PSI. Exam fee: $43. $43 for most single-line exams (Life, Accident & Health, Property, Casualty, Personal Lines, Title, Crop/Hail, Motor Club, Funeral). Combined Property & Casualty or Life/Accident & Health exams are $47.
Fees
| Fee | Initial | Renewal |
|---|---|---|
| Resident individual producer license NIPR's fee page lists a $50 initial fee and a $90 reinstatement fee for a lapsed license; no separate renewal line is broken out. | $50 | — |
| Non-resident individual producer license Retaliatory — NIPR's fee page states the amount matches whatever your home state charges a Nebraska resident, rather than a flat figure. Reinstating a lapsed non-resident license costs $125 plus the retaliatory amount. | — | — |
| Public adjuster (individual) Flat fee, not retaliatory, for both residents and non-residents. $90 reinstatement fee. | $50 | — |
| Business entity (agency) license, resident $100 reinstatement fee for a lapsed agency license. | $50 | — |
| Business entity (agency) license, non-resident Retaliatory for a standard Agency license — same structure as the non-resident individual fee. $50 plus the retaliatory amount to reinstate. | — | — |
Fees as of 2026-08-21. Fees change without much notice. When you apply through InsureTrek, we always use the current fee at the moment of application. Sources: NIPR - Nebraska Resident Licensing (Individual), NIPR - Nebraska Non-Resident Licensing (Individual), NIPR - Nebraska Resident Licensing (Business), NIPR - Nebraska Non-Resident Licensing (Business)
Renewal & CE
Renewal window — License expires on the last day of the licensee's birth month, in the first year after issuance where the licensee's age is divisible by 2 — odd birth years renew on odd expiration years, even birth years on even years. Renewal opens 90 days before expiration; NDOI emails a renewal reminder about 60 days out.
Grace period: Renewing within 30 days after expiration costs a $40 late fee for residents. Beyond 30 days but under 1 year past expiration, the license needs reinstatement (a $90 resident fee) and the licensee must be current on CE. More than 1 year past expiration, you must retake the exam and file a new application.
Life or funeral-limited producers who sell annuities need a one-time 4-hour annuity suitability course. Health licensees selling long-term care need an initial 8-hour LTC course plus a 4-hour refresher every 24 months. Resident P&C licensees need a one-time 3-hour NFIP flood course. CE credits don't carry over between cycles, and the same course can't be repeated for credit within one cycle.
24 total CE hours per renewal term, including 3 ethics hours.
New licensees are exempt from CE for their first renewal. MGA, Motor Club Representative, Navigator, Prepaid Legal, Pet, Portable Electronics, IRO, and Pre-Need Broker/Seller licenses don't require CE to renew.
| Line | Hours | Notes |
|---|---|---|
| Crop and Hail | 6 | 3 general hours plus 3 ethics hours per 2-year cycle. |
| Funeral | 9 | 6 general hours plus 3 ethics hours per 2-year cycle. |
| Funeral Director | 6 | 3 general hours plus 3 ethics hours per 2-year cycle. |
For agencies and non-residents
Agencies, appointments & DRLP
A separate business entity (agency) license is required to transact business under an agency name, for a $50 resident fee ($50 renewal). Every licensed agency must name a Designated Responsible Licensed Producer (DRLP); NDOI provides a DRLP Amendment Form to change it. Unlike individual licenses, agency licenses run on a fixed cycle expiring April 30 of every even-numbered year rather than a birth-month rule. Bond and errors-and-omissions requirements are line-specific — for example, title agencies handling escrow need a $100,000 surety bond — rather than a blanket requirement for every agency.
Insurers must file a producer appointment with NDOI within 15 days of the agency contract's execution or the producer's first submitted application, whichever comes first, filed electronically through NIPR. Only individual producers can be appointed in Nebraska, not agencies.
Appointments — Just-in-time appointments: Nebraska ties the appointment filing deadline to whichever event happens first — signing the agency contract or the producer's first submitted application — rather than a fixed date after hire, under Neb. Rev. Stat. §44-4061. Deadlines: Insurers must notify NDOI of an appointment termination within 30 days of its effective date and mail notice to the producer at their last-known address, under Neb. Rev. Stat. §44-4062. The producer then has 30 days after receiving that notice to file written comments with the Department.
Managing DRLPs across states? See how InsureTrek handles it →
Non-residents
Nebraska follows the NAIC's uniform non-resident model: you must already hold an active resident license in the requested lines of authority in your home state, and you apply through InsureTrek. Nebraska's non-resident producer fee is retaliatory on NIPR's own fee page — it matches whatever your home state would charge a Nebraska resident applying there, rather than a flat amount, and reinstating a lapsed non-resident license costs $125 plus that retaliatory fee. Non-resident public adjuster applicants must hold an active public adjuster license in their home state; the application fee for that license type is a flat $50, not retaliatory. Canadian applicants need an active resident license in a U.S. state before they can apply as a non-resident in Nebraska.
Apply for a non-resident Nebraska license through InsureTrek, plus the state fee.
Official resources
- Nebraska Department of Insurance — licensing
- DOI phone: 402-471-4913
Terms used on this page
Sources & disclaimer
This guide is informational and summarizes publicly available state and NIPR licensing rules as of 2026-08-21. Requirements change — verify current rules with the Nebraska Department of Insurance or NIPR before you rely on anything here.
Official NIPR reseller · Applications filed through InsureTrek are submitted via NIPR.
- NDOI – Agency Licensing FAQ — accessed 2026-08-19
- NDOI – Candidate Information Bulletin — accessed 2026-08-19
- NDOI – Continuing Education — accessed 2026-08-19
- NDOI – License Renewal Guide (11/2025) — accessed 2026-08-19
- NDOI – Licensing Application Guide (11/2025) — accessed 2026-08-19
- NDOI – Licensing Fee Schedule (rev. 7/17/2026) — accessed 2026-08-19
- NDOI – Producer Licensing — accessed 2026-08-19
- NDOI – Producer Licensing FAQ — accessed 2026-08-19
- NDOI – When Does My Producer License Renew? — accessed 2026-08-19
- Neb. Rev. Stat. §44-4061 — accessed 2026-08-19
- Neb. Rev. Stat. §44-4062 — accessed 2026-08-19
- NIPR – Nebraska Non-Resident Licensing (Individual) — accessed 2026-08-19
FAQs
How much does it cost to get an insurance license in Nebraska?
NDOI's application fee is $50 for a resident individual producer license. On top of that, PSI charges $43 for most single-line exams or $47 for combined Property & Casualty or Life/Accident & Health exams. Electronic filing adds its own transaction fee.
Do I need a prelicensing course before I can sit for the Nebraska exam?
NDOI's application materials describe passing the exam as the requirement for most producer lines and don't list a prelicensing coursework hour requirement. Check the current Candidate Information Bulletin for your specific line before you schedule your exam.
Where do I take the Nebraska insurance licensing exam?
Nebraska uses PSI as its exam vendor. Register and review the Candidate Information Bulletin at test-takers.psiexams.com/neins.
How do I look up or verify a Nebraska insurance license?
NDOI doesn't run its own license lookup — use the NAIC's State Based Systems license manager to check an individual or business entity's status and print a license copy.
How long does it take to get licensed in Nebraska?
PSI exam results usually reach NDOI's system within 2-3 business days, and NDOI states most complete applications process within 3-5 business days after that. Submit your application within 1 year of passing the exam, or your results expire.
Can I get a Nebraska non-resident license without retaking the exam?
Yes, as long as you hold an active resident license in the same lines of authority in your home state. You apply through InsureTrek and pay Nebraska's retaliatory non-resident fee, which is set based on what your home state would charge a Nebraska resident.
How much continuing education do I need, and when do I renew?
Most producer lines require 24 CE hours per 2-year cycle, including 3 ethics hours. Your license expires on the last day of your birth month, in the first year after issuance where your age is an even or odd match to your birth year's parity. New licensees are exempt from CE at their first renewal.
What happens if I miss my Nebraska renewal deadline?
Renewing within 30 days after expiration costs a $40 late fee. Past 30 days but under a year, you'll need to reinstate your license and be current on CE. More than a year past expiration, you have to retake the exam and file a new application.
See how InsureTrek handles Nebraska licensing at scale.
Renewals, CE, and appointments tracked across every state your producers write in.