Maine
Maine insurance licensing: requirements, renewal, and agency rules
Maine licenses producers through the Bureau of Insurance, part of the Department of Professional and Financial Regulation.
- Renewal cycle
- Every 2 years
- CE hours
- 24 hours (3 ethics)
- Application fee
- $25
- DOI phone
- 207-624-8475
Overview
Maine licenses producers through the Bureau of Insurance, part of the Department of Professional and Financial Regulation. Maine accepts electronic and paper applications — there's no state-specific portal requirement like Florida or New York. Resident producer licenses auto-renew once continuing education is complete, with no separate renewal application or fee, and non-resident individual licenses never expire at all. Starting January 1, 2026, Maine adds a temporary Apprentice Insurance Producer license under 24-A M.R.S. §1420-Q.
How to get licensed
Confirm you don't need prelicensing education
Maine doesn't require prelicensing coursework for its standard producer lines — Life, Health, Casualty, Property, and Personal Lines. The Bureau's own producer FAQ describes passing the exam and submitting the application, with no coursework step in between.
Register for and pass the licensing exam
Maine uses Pearson VUE for producer and adjuster exams. Online-proctored exams ended statewide on May 10, 2025 — you'll need to test in person at a Pearson VUE center.
Apply for your license
The fastest path is to apply through InsureTrek — we file your Maine application for the state's $25 fee, pulled from NIPR at the moment of application.
Wait for approval
The Bureau reviews applications after your exam result is on file. Use ALMSOnline to check your license status and print a copy once issued.
Prelicensing education
Not required. Standard producer lines require only passing the exam — no prelicensing hours.
Exam
Vendor: Pearson VUE. Pearson VUE sets and publishes the current exam fee at registration; the Bureau doesn't set or list it separately.
Fingerprinting
Not required.
Fees
| Fee | Initial | Renewal |
|---|---|---|
| Resident producer license Includes a $15 application fee and a $10 license fee. The license auto-renews once continuing education is complete; there's no separate renewal fee. | $25 | — |
| Non-resident producer license Includes a $15 application fee and a $40 license fee. The license is perpetual and never needs renewal. | $55 | — |
| Resident business entity (agency) license Includes a $15 application fee and a $30 license fee. Renews every two years on December 1 of even years. | $45 | $30 |
| Non-resident business entity (agency) license Includes a $15 application fee and a $70 license fee. Renews every two years on April 1 of odd years. | $85 | $70 |
Fees as of 2026-08-21. Fees change without much notice. When you apply through InsureTrek, we always use the current fee at the moment of application. Sources: Maine Bureau of Insurance – Fee Schedule, Maine Bureau of Insurance – Renewal Dates and Fees, NIPR – Maine Resident Licensing (Individual)
Renewal & CE
Renewal window — Resident licenses expire at the end of the licensee's birth month, on a two-year cycle keyed to whether their birth year is odd or even (Bureau Rule Chapter 542). New licensees get at least one full year before their first renewal deadline.
Grace period: A license out of compliance with CE requirements for at least 60 days is subject to suspension or revocation under 24-A M.R.S. §1484. No specific late fee is published for missed CE deadlines.
Resident licenses auto-renew once your CE is complete — there's no separate renewal application or fee. Non-resident individual licenses are perpetual and never need renewal.
24 total CE hours per renewal term, including 3 ethics hours.
Producers who sell long-term care products need LTC-specific training under Bureau Rule Chapter 68-A, and those selling annuities need suitability training under Bureau Rule Chapter 917 — both required on top of the standard 24 hours.
For agencies and non-residents
Agencies, appointments & DRLP
Maine requires a separate business entity (agency) license alongside individual producer licenses. The entity itself doesn't hold lines of authority — those stay with the individuals affiliated with it — but every agency must name at least one Designated Responsible Licensed Producer (DRLP). Resident agency fees total $45 ($15 application plus $30 license); non-resident agency fees total $85.
Both individual producers and business entities must be appointed by an insurer before transacting business in Maine, under the Bureau's producer licensing statute (24-A M.R.S. §1402). The Bureau publishes appointment and termination forms directly on its licensee resources page.
Managing DRLPs across states? See how InsureTrek handles it →
Non-residents
Maine's non-resident producer license is perpetual — once issued, it never expires and doesn't need renewal. Maine doesn't require a certification or clearance letter from your home state. Apply the same way residents do, through InsureTrek, for a $55 total fee. Non-resident adjusters with an active home-state adjuster license generally skip Maine's exam; adjusters whose home state doesn't license adjusters at all can designate Maine as their Designated Home State.
Apply for a non-resident Maine license through InsureTrek, plus the state fee.
Official resources
- Maine Bureau of Insurance — licensing
- DOI phone: 207-624-8475
Terms used on this page
Sources & disclaimer
This guide is informational and summarizes publicly available state and NIPR licensing rules as of 2026-08-21. Requirements change — verify current rules with the Maine Bureau of Insurance or NIPR before you rely on anything here.
Official NIPR reseller · Applications filed through InsureTrek are submitted via NIPR.
- 24-A M.R.S. §1484 – Failure to comply — accessed 2026-08-21
- Maine Bureau of Insurance – Adjuster FAQs — accessed 2026-08-19
- Maine Bureau of Insurance – Agencies — accessed 2026-08-19
- Maine Bureau of Insurance – CE Requirements — accessed 2026-08-19
- Maine Bureau of Insurance – Contact Us — accessed 2026-08-19
- Maine Bureau of Insurance – Exam Information — accessed 2026-08-19
- Maine Bureau of Insurance – Fee Schedule — accessed 2026-08-19
- Maine Bureau of Insurance – Producer FAQs — accessed 2026-08-19
- Maine Bureau of Insurance – Producers — accessed 2026-08-19
- Maine Bureau of Insurance – Renewal Dates and Fees — accessed 2026-08-21
- NIPR – Maine Non-Resident Licensing (Individual) — accessed 2026-08-19
- NIPR – Maine Resident Licensing (Business) — accessed 2026-08-19
- NIPR – Maine Resident Licensing (Individual) — accessed 2026-08-19
FAQs
How much does it cost to get an insurance license in Maine?
The Bureau's resident producer application and license fee together total $25. Non-resident applicants pay $55. Pearson VUE charges a separate exam fee, published when you register.
Do I need a prelicensing course before I can sit for the Maine exam?
No. For standard producer lines — Life, Health, Casualty, Property, and Personal Lines — Maine only requires passing the exam, with no prelicensing coursework.
Where do I take the Maine insurance licensing exam?
Maine uses Pearson VUE. Since online-proctored testing ended statewide on May 10, 2025, you'll need to test in person at a Pearson VUE center.
Where do I look up or verify a Maine insurance license?
Use the Bureau's Licensee Search at maine.gov/pfr/insurance/licensee-search — you can search by name, license number, or NPN.
Does my Maine producer license expire?
Resident licenses run on a two-year cycle tied to your birth month and auto-renew once your CE is complete, with no separate renewal application. Non-resident individual licenses are perpetual and never expire.
How much continuing education do I need in Maine?
24 hours every two years, including at least 3 ethics hours. Producers who sell long-term care or annuities need additional line-specific training on top of that.
Can I get a Maine non-resident license without a letter from my home state?
Yes. Maine doesn't require a certification or clearance letter from your resident state — you apply the same way residents do, through InsureTrek, for a $55 total fee.
What is Maine's new Apprentice Insurance Producer license?
Starting January 1, 2026, Maine offers a temporary Apprentice Insurance Producer license under 24-A M.R.S. §1420-Q. Check the Bureau's producer page for current eligibility and application details as the program takes effect.
See how InsureTrek handles Maine licensing at scale.
Renewals, CE, and appointments tracked across every state your producers write in.