# Maine insurance licensing: requirements, renewal, and agency rules > Maine licenses producers through the Bureau of Insurance, part of the Department of Professional and Financial Regulation. Maine accepts electronic and paper ap ![](/flags/me.svg)Maine Maine licenses producers through the Bureau of Insurance, part of the Department of Professional and Financial Regulation. Renewal cycle Every 2 years CE hours 24 hours (3 ethics) Application fee $25 DOI phone 207-624-8475 ## Overview [Reviewed Sep 6, 2026](#sources) Maine licenses producers through the Bureau of Insurance, part of the Department of Professional and Financial Regulation. Maine accepts electronic and paper applications — there's no state-specific portal requirement like New York's. Resident producer licenses auto-renew once continuing education is complete, with no separate renewal application or fee, and non-resident individual licenses never expire at all. Starting January 1, 2026, Maine adds a temporary Apprentice Insurance Producer license under 24-A M.R.S. §1420-Q. ## How to get a Maine insurance license 1. ### Confirm you don't need prelicensing education Maine doesn't require prelicensing coursework for its standard producer lines — Life, Health, Casualty, Property, and Personal Lines. The Bureau's own producer FAQ describes passing the exam and submitting the application, with no coursework step in between. 2. ### Register for and pass the licensing exam Maine uses [Pearson VUE](https://www.pearsonvue.com/us/en/insurance.html) for producer and adjuster exams. Online-proctored exams ended statewide on May 10, 2025 — you'll need to test in person at a Pearson VUE center. 3. ### Apply for your license The fastest path is to [apply through InsureTrek](https://app.insuretrek.com/signup) — we file your Maine application for the state's $25 fee, pulled from NIPR at the moment of application. 4. ### Wait for approval The Bureau reviews applications after your exam result is on file. Use [ALMSOnline](https://licensing.web.maine.gov/cgi-bin/online/licensing/begin.pl?board%5Fnumber=1040) to check your license status and print a copy once issued. Prelicensing education Not required. Standard producer lines require only passing the exam — no prelicensing hours. Exam Vendor: Pearson VUE. Pearson VUE sets and publishes the current exam fee at registration; the Bureau doesn't set or list it separately. Fingerprinting Not required. ## Maine insurance license fees | Fee | Initial | Renewal | | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | ------- | ------- | | Resident producer licenseIncludes a $15 application fee and a $10 license fee. The license auto-renews once continuing education is complete; there's no separate renewal fee. | $25 | — | | Non-resident producer licenseIncludes a $15 application fee and a $40 license fee. The license is perpetual and never needs renewal. | $55 | — | | Resident business entity (agency) licenseIncludes a $15 application fee and a $30 license fee. Renews every two years on December 1 of even years. | $45 | $30 | | Non-resident business entity (agency) licenseIncludes a $15 application fee and a $70 license fee. Renews every two years on April 1 of odd years. | $85 | $70 | Fees as of 2026-08-21\. Fees change without much notice. When you apply through InsureTrek, we always use the current fee at the moment of application. Sources: [Maine Bureau of Insurance – Fee Schedule](https://www.maine.gov/pfr/insurance/licensees/individuals-business-entities/fee-schedule), [Maine Bureau of Insurance – Renewal Dates and Fees](https://www.maine.gov/pfr/insurance/licensees/individuals-business-entities/renewal-dates-and-fees), [NIPR – Maine Resident Licensing (Individual)](https://nipr.com/licensing-center/state-requirements/maine-resident-licensing-individual) ## Maine insurance license renewal **Renewal window** — Maine licenses renew every two years, at the end of the licensee's birth month, on a cycle keyed to whether their birth year is odd or even (Bureau Rule Chapter 542). New licensees get at least one full year before their first renewal deadline. **Grace period:** A license out of compliance with CE requirements for at least 60 days is subject to suspension or revocation under 24-A M.R.S. §1484\. No specific late fee is published for missed CE deadlines. Resident licenses auto-renew once your CE is complete — there's no separate renewal application or fee. Non-resident individual licenses are perpetual and never need renewal. **24 total CE hours** per renewal term, including 3 ethics hours. Producers who sell long-term care products need LTC-specific training under Bureau Rule Chapter 68-A, and those selling annuities need suitability training under Bureau Rule Chapter 917 — both required on top of the standard 24 hours. ## Non-resident insurance license in Maine Maine waives the certification or clearance letter that some states require from a non-resident's home state, and applicants apply the same way residents do, through InsureTrek, for a $55 total fee. The license itself is perpetual once issued: it stays in force without renewal. Non-resident adjusters with an active home-state adjuster license generally skip Maine's exam; adjusters whose home state doesn't license adjusters at all can designate Maine as their Designated Home State. Apply for a non-resident Maine license [through InsureTrek](https://app.insuretrek.com/signup), plus the state fee. For the steps and fees in every state, see the [non-resident insurance license guide](/guides/non-resident-insurance-license). ## For agencies ### Agencies, appointments & DRLP Maine requires a separate business entity (agency) license alongside individual producer licenses. The entity itself doesn't hold lines of authority — those stay with the individuals affiliated with it — but every agency must name at least one Designated Responsible Licensed Producer (DRLP). Resident agency fees total $45 ($15 application plus $30 license); non-resident agency fees total $85. Both individual producers and business entities must be appointed by an insurer before transacting business in Maine, under the Bureau's producer licensing statute (24-A M.R.S. §1402). The Bureau publishes appointment and termination forms directly on its licensee resources page. [Managing DRLPs across states? See how InsureTrek handles it →](/product/licensing) ## Official resources * [Maine Bureau of Insurance — licensing](https://www.maine.gov/pfr/insurance/licensees/individual) * DOI phone: 207-624-8475 ## Terms used on this page [All licensing terms →](/glossary) ## Sources & disclaimer This guide is informational and summarizes publicly available state and NIPR licensing rules as of 2026-09-06\. Requirements change — verify current rules with the Maine Bureau of Insurance or NIPR before you rely on anything here. Official NIPR reseller · Applications filed through InsureTrek are submitted via NIPR. * [24-A M.R.S. §1484 – Failure to comply](https://www.mainelegislature.org/legis/statutes/24-A/title24-Asec1484.html) — accessed 2026-08-21 * [Maine Bureau of Insurance – Adjuster FAQs](https://www.maine.gov/pfr/insurance/frequently-asked-questions/adjusters) — accessed 2026-08-19 * [Maine Bureau of Insurance – Agencies](https://www.maine.gov/pfr/insurance/licensees/individuals-business-entities/agencies) — accessed 2026-08-19 * [Maine Bureau of Insurance – CE Requirements](https://www.maine.gov/pfr/insurance/licensees/individuals-business-entities/ce-requirements-producers-consultants) — accessed 2026-08-19 * [Maine Bureau of Insurance – Contact Us](https://www.maine.gov/pfr/insurance/about/contact) — accessed 2026-08-19 * [Maine Bureau of Insurance – Exam Information](https://www.maine.gov/pfr/insurance/licensees/individuals-business-entities/ce-exam-information) — accessed 2026-08-19 * [Maine Bureau of Insurance – Fee Schedule](https://www.maine.gov/pfr/insurance/licensees/individuals-business-entities/fee-schedule) — accessed 2026-08-19 * [Maine Bureau of Insurance – Producer FAQs](https://www.maine.gov/pfr/insurance/frequently-asked-questions/producers) — accessed 2026-08-19 * [Maine Bureau of Insurance – Producers](https://www.maine.gov/pfr/insurance/licensees/individual/producers) — accessed 2026-08-19 * [Maine Bureau of Insurance – Renewal Dates and Fees](https://www.maine.gov/pfr/insurance/licensees/individuals-business-entities/renewal-dates-and-fees) — accessed 2026-08-21 * [NIPR – Maine Non-Resident Licensing (Individual)](https://nipr.com/licensing-center/state-requirements/maine-non-resident-licensing-individual) — accessed 2026-08-19 * [NIPR – Maine Resident Licensing (Business)](https://nipr.com/licensing-center/state-requirements/maine-resident-licensing-business) — accessed 2026-08-19 * [NIPR – Maine Resident Licensing (Individual)](https://nipr.com/licensing-center/state-requirements/maine-resident-licensing-individual) — accessed 2026-08-19 Switch stateAlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming ### Managing licenses for a whole team? InsureTrek tracks renewals, CE, and appointments across every state your producers write in — including Maine. [Book a demo](/demo) ## FAQs How much does it cost to get an insurance license in Maine? The Bureau's resident producer application and license fee together total $25\. Non-resident applicants pay $55\. Pearson VUE charges a separate exam fee, published when you register. Do I need a prelicensing course before I can sit for the Maine exam? No. For standard producer lines — Life, Health, Casualty, Property, and Personal Lines — Maine only requires passing the exam, with no prelicensing coursework. Where do I take the Maine insurance licensing exam? Maine uses Pearson VUE. Since online-proctored testing ended statewide on May 10, 2025, you'll need to test in person at a Pearson VUE center. Where do I look up or verify a Maine insurance license? Use the Bureau's Licensee Search at maine.gov/pfr/insurance/licensee-search — you can search by name, license number, or NPN. Does my Maine producer license expire? Resident licenses run on a two-year cycle tied to your birth month and auto-renew once your CE is complete, with no separate renewal application. Non-resident individual licenses are perpetual and never expire. How much continuing education do I need in Maine? 24 hours every two years, including at least 3 ethics hours. Producers who sell long-term care or annuities need additional line-specific training on top of that. Can I get a Maine non-resident license without a letter from my home state? Yes. Maine doesn't require a certification or clearance letter from your resident state — you apply the same way residents do, through InsureTrek, for a $55 total fee. What is Maine's new Apprentice Insurance Producer license? Starting January 1, 2026, Maine offers a temporary Apprentice Insurance Producer license under 24-A M.R.S. §1420-Q. Check the Bureau's producer page for current eligibility and application details as the program takes effect. ## See how InsureTrek handles Maine licensing at scale. Renewals, CE, and appointments tracked across every state your producers write in. [Book a demo](/demo)