# Surplus lines

> Insurance placed with carriers not licensed in a given state, used to cover risks the standard market won't. Producers typically need a separate surplus lines license to place this business.

Insurance placed with carriers not licensed in a given state, used to cover risks the standard market won't. Producers typically need a separate surplus lines license to place this business.

[All glossary terms](/glossary)

## See how InsureTrek tracks all of this automatically.

[Book a demo](/demo)